01 · Risk Could the business or practice continue if you or a key person became unavailable?
02 · Business Are critical decisions, processes, relationships, and access rights documented beyond the owner?
03 · Business Do you understand the enterprise’s current value and the factors that most affect it?
04 · Wealth Is your personal financial future sufficiently diversified beyond the value and cash flow of the enterprise?
05 · Tax Are entity structure, owner compensation, retirement benefits, and future transition plans reviewed together?
06 · Risk Do ownership agreements and funding arrangements support the intended outcome after death, disability, or departure?
07 · Business Is there a deliberate strategy to retain the people essential to future enterprise value?
08 · Wealth Have acquisition debt, personal guarantees, or growth financing been evaluated against family liquidity and retirement goals?
09 · Legacy Is there a realistic and communicated path for succession, sale, or exit?
10 · Legacy Are your attorney, CPA, banker, valuation professional, and financial professional coordinating around the same transition objectives?